Definitions

In these Terms and Conditions, the following definitions apply:

1. “Business” means a medium to small business that uses our website to generate capital for its business and business projects.
2. “Investor” means an individual or entity that uses our website to invest in businesses.
3. “Lender” means an individual or entity that uses our website to lend money to businesses.
4. “Project” means a business project that a business is seeking to fund through our website.
5. “User” means a business, investor, or lender that uses our website.

Use of the Website

1. Eligibility: Our website is only available to businesses, investors, and lenders who are at least 18 years old and are authorized to use our website.
2. Use of the Website: You may only use our website for lawful purposes and in accordance with these Terms and Conditions.

Business Obligations

1. Profile: Businesses must create a profile on our website, which must include accurate and complete information about the business and its project.
2. Project Information: Businesses must upload project information, including a project description, budget, and timeline.
3. Financial Information: Businesses must provide financial information, including financial statements and tax returns.
4. Updates: Businesses must keep their profile and project information up to date.

Investor and Lender Obligations

1. Investment and Lending Criteria: Investors and lenders must establish investment and lending criteria, including the types of projects they are interested in funding and the amount of money they are willing to invest or lend.
2. Due Diligence: Investors and lenders must conduct due diligence on businesses and projects before investing or lending money.
3. Investment and Lending Decisions: Investors and lenders are responsible for making their own investment and lending decisions.

Fees

1. Business Fees: Businesses may be charged a fee for using our website, which will be disclosed on our website.
2. Investor and Lender Fees: Investors and lenders may be charged a fee for using our website, which will be disclosed on our website.
3. Payment Terms: Fees must be paid in accordance with our payment terms, which will be disclosed on our website.

Intellectual Property

1. Ownership: All intellectual property rights in our website, including the content and software, are owned by us or our licensors.

Disclaimer

1. No Warranty: Our website is provided “as is” and “as available” without any warranty of any kind.
2. No Liability: We are not liable for any damages or losses arising from your use of our website.
3. No Guarantee: We do not guarantee that our website will be available or that it will meet your requirements.

Termination

1. Termination: We may terminate your account and access to our website at any time without notice.
2. Effect of Termination: Upon termination, you must cease using our website and delete any content you have downloaded from our website.

Governing Law

1. Jurisdiction: Any disputes arising from these Terms and Conditions will be resolved in the courts of [Georgia/United States].

Changes to These Terms and Conditions

1. Changes: We may change these Terms and Conditions at any time without notice.
2. Notice: We will post a notice on our website if we make any changes to these Terms and Conditions.

Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at JTP@PageJerSolutions.com.

Effective Date

These Terms and Conditions are effective as of 3/17/2025.

By using our website, you acknowledge that you have read and understood these Terms and Conditions and agree to be bound by them.